Medical billing and coding programs in Kentucky are primarily available through online providers, though the KCTCS community college system may offer related coursework. Kentucky coders earn $61,593/yr on average, 23% above the national median. The state's low cost of living gives that salary purchasing power comparable to $75,000+ in higher-cost metros, and Humana's Louisville headquarters adds a major payer-side employer to the mix.
- 1.Medical billing and coding professionals in Kentucky earn an average of $61,593 per year, approximately 23% above the national BLS median of $50,250 (AAPC 2023 Salary Survey).
- 2.Kentucky doesn't have dedicated campus-based MBC programs in the major national databases, making accredited online programs the primary training path.
- 3.Kentucky doesn't require a state license for medical billing and coding. National certifications (CPC, CCA, CBCS) serve as the industry standard.
- 4.Kentucky's low cost of living means the $61,593 average salary provides strong purchasing power, comparable to $75,000+ in higher-cost metros.
- 5.Norton Healthcare, Baptist Health, and UK HealthCare are among the state's largest employers hiring medical billing and coding professionals.
$61,593
Average Annual Salary
Online Only
In-State Programs
7%
Projected Job Growth
14,200
National Annual Openings
Medical Billing and Coding Programs in Kentucky: What You Need to Know
Kentucky's healthcare sector is one of the state's largest industries, centered on the Louisville and Lexington metropolitan areas. Louisville is home to Humana, one of the nation's largest health insurance companies, along with Norton Healthcare and Baptist Health, two of the state's biggest hospital systems. Lexington's UK HealthCare (University of Kentucky) is the state's academic medical center and largest hospital by bed count.
Appalachian Kentucky and the state's rural western and southern regions face significant healthcare access challenges, including provider shortages and higher-than-average rates of chronic conditions. These areas rely on a network of critical access hospitals, community health centers, and telehealth services. Kentucky's healthcare economy is also supported by a strong long-term care sector, with a large Medicaid-eligible population driving demand for coding professionals experienced with government payer requirements.
Source: AAPC 2023 Salary Survey
Medical Billing and Coding Training Programs for Kentucky Residents
Kentucky doesn't currently have campus-based medical billing and coding programs listed in the major national databases (IPEDS, AAPC training directory). However, Kentucky's community and technical college system (KCTCS), with 16 colleges across the state, offers health information technology coursework at several campuses that may include billing and coding components. Check directly with institutions like Bluegrass Community and Technical College (Lexington) and Jefferson Community and Technical College (Louisville) for current availability.
Most Kentucky residents pursuing dedicated MBC training enroll in nationally accredited online programs: Ultimate Medical Academy (fully online, one of the largest MBC programs by enrollment), Western Governors University ($7,710/yr, competency-based and self-paced), Penn Foster ($1,049 to $1,869, self-paced career diploma), Purdue University Global ($10,080/yr, structured support), and DeVry University ($14,392/yr, online). For more details, see our online programs guide.
Kentucky's 16-college community and technical college system (including Bluegrass CTC and Jefferson CTC) may offer health information technology coursework with billing and coding components at affordable tuition rates.
Key Points
- Health Information Technology
- Medical Terminology
- Local Support
- Affordable Tuition
Nationally accredited programs from UMA, WGU, Penn Foster, Purdue Global, and DeVry accept Kentucky students. Prices range from $1,049 (Penn Foster) to $14,392/yr (DeVry), with self-paced and structured formats.
Key Points
- ICD-10-CM
- CPT Coding
- HCPCS Level II
- Healthcare Reimbursement
Certification Requirements for Kentucky Medical Coders
Kentucky doesn't require a state license to work as a medical biller or coder. Employers rely on nationally recognized certifications. The three most common entry-level credentials are the CPC (Certified Professional Coder) from AAPC, the CCA (Certified Coding Associate) from AHIMA, and the CBCS (Certified Billing and Coding Specialist) from NHA.
The CPC is the most frequently listed credential in Kentucky job postings, particularly for outpatient and physician-office coding. The CCA is valued by hospital systems such as UK HealthCare and Norton Healthcare. AAPC and AHIMA both have active local chapters in Kentucky for networking and continuing education. For a detailed certification comparison, check our guide.
Source: AAPC 2025 Salary Survey
Salary and Job Outlook for Medical Coders in Kentucky
Medical billing and coding professionals in Kentucky earn an average of $61,593 per year, or approximately $29.61 per hour (AAPC 2023 Salary Survey). That's about 23% above the national BLS median of $50,250.
Kentucky's cost of living is among the lowest in the nation. Housing costs are significantly below the national average across most of the state (Louisville and Lexington are slightly higher but still well below coastal cities). Entry-level coders in Kentucky typically start in the $42,000 to $50,000 range, while certified professionals with 5 to 10 years of experience can earn $60,000 to $72,000. Remote coders working for higher-paying out-of-state employers can exceed these figures. For full salary data, see our salary guide.
Career Opportunities and Employers in Kentucky
Kentucky's major healthcare employers include Norton Healthcare (Louisville, 5 hospitals), Baptist Health (9 hospitals across Kentucky), UK HealthCare (Lexington), CHI Saint Joseph Health (multiple locations), and Appalachian Regional Healthcare (serving eastern Kentucky). The insurance industry adds another layer: Humana, one of the nation's largest health insurers, is headquartered in Louisville and hires medical coding professionals for claims processing, audit, and compliance roles.
Remote work has significantly expanded opportunities for Kentucky-based coders, particularly in rural and Appalachian regions. With approximately 64.8% of medical records specialists working remotely (AAPC 2025), you can access positions with healthcare systems and RCM firms nationwide. The BLS projects 7% growth for medical records specialists from 2024 to 2034, and Kentucky's large Medicaid population and aging demographics support sustained demand.
Source: BLS Occupational Outlook Handbook
How to Start Your Medical Billing and Coding Career in Kentucky
Choose a training program
Check KCTCS community colleges (Bluegrass CTC, Jefferson CTC) for health information technology programs, or enroll in an accredited online program like WGU ($7,710/yr), Penn Foster ($1,049-$1,869), or Ultimate Medical Academy.
Earn your certification
Pass the CPC ($425-$499), CCA ($199-$299), or CBCS (~$117) exam. The CPC is the most frequently listed credential in Kentucky job postings; CCA is valued by hospital systems like UK HealthCare.
Apply to Kentucky's major employers
Target Norton Healthcare, Baptist Health, UK HealthCare, CHI Saint Joseph Health, or Humana in Louisville. Appalachian Regional Healthcare and community health centers serve eastern Kentucky.
Explore remote work opportunities
With 64.8% of medical coders working remotely (AAPC 2025), you can work for out-of-state employers while benefiting from Kentucky's low cost of living. This is especially valuable in rural and Appalachian areas.
Advance with specialty certifications
After gaining experience, pursue credentials in risk adjustment, inpatient coding, or Medicaid compliance. Professionals with 3+ certifications average $81,227/yr nationally (AAPC 2025).
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Angela R.
Medical Billing & Coding Specialist | Consultant
Angela worked as a medical billing and coding specialist for multiple chiropractors and orthopedic surgeons. After years in the field, she started her own medical billing and coding consulting company, working with numerous clients throughout Southern California. She brings firsthand industry experience to every article on this site.
